Damage to your home can be an extremely overwhelming situation for any homeowner. It can also be very difficult to know what to do to properly handle the situation. Water damages are one of the most common homeowner's claims, so it's a good idea to keep a few common tips in the back of your mind in case you find yourself with unwanted water in your home.
The very first thing you should do in the event of a water damage is locate the source of the water and ensure that the flow of water has been stopped. Cleanup can't happen if water is still actively pouring into the home. After the water has been stopped, it's a good idea to cut the power to the home if there is any standing water. Obviously, electricity and water can make a dangerous combination. If either of these tasks put you at risk, wait for a professional. Finally, as long as it's safe, take as many pictures as possible before starting any potential DIY cleanup. You'll want to start cleaning right away if possible, but you'll also want your insurance company to be able to see the initial extent of the damage before any cleaning occurred. Once pictures have been taken and the area has been deemed safe, remove as much standing water as possible and set fans to begin the drying process.
If you're thinking about trying to do the cleanup on your own, you'll want to consider the volume and the source of the water. A tiny patch of clean water is usually something that can be handled in house, but a basement flooded with sewage needs to be handled by a professional. It's important to remember, though, that even small amounts of water can hide in cracks and crevices and within porous materials creating the perfect breeding ground for mold and mildew if not dried completely. As far as the source of water, if the water is grey or black, it should never be handled on your own. These waters contain contaminants that need to be properly cleaned to ensure the safety of the home and everyone in it.
If you've determined that the issue is beyond the scope of your abilities to handle, it's time to contact your insurance company. You'll want to find out what kind of coverage you have for the loss and what your deductible is. If you decide to file a claim, you'll be assigned an adjuster to handle it. Often your insurance company will put you in touch with a preferred restoration vendor, but sometimes they'll advise you to find one on your own.